Build Now, Pay Over Time
Borrow at a fixed rate, no equity required. Checking rates won't affect your credit.
Our Financing Partner
Finance Your Project with HFS
You apply directly with HFS, so your financial details never pass through us.
One Loan for the Whole Build
HFS Financial has funded over 100,000 homeowners for pools, outdoor living, kitchens, ADUs and whole-home remodels. Check your options with HFS (opens HFS Financial in a new tab) in about a minute.
- No equity required, so the equity you have stays yours
- As low as a 7.8% fixed rate (8.08% APR in HFS's representative example)
- Loan amounts from $1,000 up to $450,000
- Terms from 1 to 30 years
- No stage funding or draw schedule: you receive the full loan amount
- No prepayment penalties if you pay it off early
- Checking your options takes about 60 seconds and will not affect your credit score
Rates and terms depend on credit and lender approval.
HFS Financial by the numbers
3,500+
5-star reviews of HFS
100,000+
homeowners funded by HFS
48 hrs
to HFS funds after approval
Figures as published by HFS Financial.
How much do you need?
Estimated monthly payment
$618/mo
Illustration using HFS's representative example: 8.08% APR (7.8% fixed rate, their advertised “as low as” rate) over 20 years. Rates and terms depend on credit and lender approval.
Checking your options won't impact your credit score
Financing is provided by HFS Financial and its lending partners, and is subject to credit and lender approval. HFS advertises fixed rates as low as 7.8%. In HFS's representative example, a $60,000 loan at a 7.8% fixed rate over 20 years has an 8.08% APR and 240 monthly payments of $494.10. Rates, terms and amounts shown are HFS's and depend on your credit and circumstances, so your actual offer may differ. Monthly figures on this page are illustrations, not offers of credit. Remodel Your Vibe is not a lender and does not issue credit.
How It Works
Four Steps to Funding
HFS handles the loan. We help line up the funds with your build schedule.
Inquire
About 60 seconds on the HFS site. It does not affect your credit, and you get same-day answers.
Get prequalified
View your loan options instantly, or talk them through with an HFS loan consultant.
Verify
Securely upload a few basic documents so HFS can verify the loan.
Get your funds
Loan proceeds are available within 48 hours of approval.
Takes about 60 seconds and will not impact your credit
Next Steps
Get Your Price Before You Borrow
Your project manager will give you a scope, a price and a timeline to take to HFS.
- No obligation
- We call you back within one business day
- A real number before you apply
- Design, permits and build all costed
Tell Us About Your Project
We call you back within one business day.
Start Planning
Your Project Starts Here
Tell us what you want to build, and we'll map out the next steps with you.
Prefer to talk? 818-300-2393We call you back within one business day.
Licensed, Bonded & Insured · LIC #1119054 (verify with the CSLB, opens in a new tab)